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LOAN STRATEGIES

can provide significant savings over the life of the loan and pay

your home loan off years sooner - if the strategy is applied correctly.

Offset Loan - These Loans are designed to offset interest earned on a regular

account against the interest charged on the Loan.

Refinancing or Debt/Loan Consolidation - Consolidating debts into one loan

at the lowest rate possible can save substantial money and allow you to "breathe"

financially during those tough periods.

Negative Gearing - Loans to purchase investment property and share portfolios

or investment trusts have been popular for many years. There can be significant

wealth creation opportunities and tax advantages. You should seek professional

advice from a licensed advisor or accountant before adopting such a strategy.

Securitised Loans - These Loans source money for borrowing usually at a

significantly lower rate than market (bank) rates which can save a substantial amount

of interest over the term of the loan. These loans are becoming increasingly popular

as borrowers become more astute. There are usually lower fees and charges applied

to the loan.

Line of Credit - Whilst we do not generally recommend these loan products, if applied correctly, in many cases these Loans are designed to minimise interest charged on the loan by allowing your salary/income to be deposited to the "Line of Credit Loan. You're able to access funds as you would any regular account.

Before you employ any particular strategy, you should consult professional advice.

Download Loan Application Form

Terms and Conditions Apply and rates may change without notice.